Category: Insurance

The basics of burial life insurance

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Most of us do not like to think about the need of preparing for our funeral and burial. But we usually begin to contemplate about this when it is a bit late.  Your personal estate planning must also cover this issue. Final expense insurance will surely save your loved ones a lot of money and will reduce the stress at the time of your demise.  Funerals are pricey and certainly a heartbroken family is not

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Factors to consider when choosing a senior life insurance policy

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Selecting the right life insurance for senior is difficult and takes a lot of time. Avoid losing many hours and read more about these factors to consider when choosing a senior life insurance policy: 1)     Life expectancy. It is a crucial element and you must analyze thoroughly your life expectancy. This will dictate what type of policy to choose.  Certainly, if you are 60 years old, you cannot buy a 5 years term life insurance. 

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The basics of final expense insurance

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We know that it sounds grim, but all things come to an end, including our lives. This reality cannot be denied and there is nothing left than to accept it. After a certain age, it becomes critical to prepare ourselves for our impeding demise. If you are a senior, you should learn do some research about what is final insurance and how it can help you cover your funeral.  We would like to tell you

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How To Find The Most Affordable Smoker Premiums?

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Smoking is an expensive habit, especially if you need life insurance. Since smoking is linked to numerous fatal diseases, companies will charge smokers more for a plan. However, it is possible to get life insurance at affordable rates. Do not give up searching for life insurance if you are a smoker because your family may depend on it someday. What is a smoker? From an agency’s point of view a smoker is someone who has

Posted in Health and Fitness, Insurance

Alcohol Consumption and Motorcycling!

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A dangerous lifestyle will have negative effects on your life insurance rates. Even if your job can affect the premiums, so hobbies can too. It is difficult to find cheap life insurance if you enjoy extreme sports, however motorcycling may be an exception. Alcohol consumption, on the other hand, will not put your agent at ease and you may be disqualified from getting life coverage, including no medical exam life insurance. Motorcycling and life insurance

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Who should be entitled the beneficiary of your life insurance?

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It is true that seniors need life insurance the most. If they do not have it, now is the time to make the final decision and opt for a suitable life insurance. But, finding life insurance for senior is not that easy as you may think. There are certain requirements about age and health. If you fail to meet them, you will be disqualified or you will not obtain the rates you have been expecting

Posted in Finance, Insurance, Investing

Is there a chance for leukemia sufferers to purchase life insurance?

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It is really a crushing blow to be notified that you have leukemia. Leukemia is a troublesome type of cancer that affects the white blood cells and disrupts the proper functions of the immune system. In the past, this disease seemed to be almost impossible to treat, but nowadays, modern medicine has made wonders.  We have combined treatments and transplants capable of giving a fighting chance to anyone. The main problem is how you are

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Is purchasing life policy and keeping it a secret a good idea?

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Buying life insurance is a major step for anyone. This decision will have a deep impact on your budget, so you must choose wisely. Purchasing life policy and keeping it a secret is not really a good idea. You should consult your family and be sure that you do not make any mistake. If your spouse and children are against, you should try to convince them about the multiple benefits offered by life insurance policies.

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The two best ways in which your family can benefit from term life insurance

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Seniors life insurance is the only way elderly people can protect both their earned money and the ones they love. Life insurance is a contract that provides economical assistance when something bad happens to the owner and there is an urgent need for money. There are many advantages and reasons to acquire this contract, but we will present you the two best ways in which your family can benefit from term life insurance: 1)     Guaranteed

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Does smoking tobacco affect your rates?

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Smoking is considered a dangerous habit by all medics and researchers. In time, this activity will produce heavy damage to the internal organs of the smokers. Also, some clear, visible signs begin to show after a long period of smoking. The negative aspects are numerous and affect even the chances of obtaining an adequate life insurance. Unfortunately smoking tobacco affects your rates and premiums.  It is harder to find affordable policies but even so, you

Posted in Health and Fitness, Insurance